Hours of Operation

Monday - Friday | 8:00 am - 5:00 pm

Welcome to Puthoff Insurance Agency

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Your Full Line Independent Insurance Agency.


A modern day office doing business the old fashion way. Puthoff Insurance is a locally-owned, Independent Insurance Agency established in 1995. We are a reputable, trustworthy agency with several experienced agents in commercial and personal lines insurance. Our only business is insurance. When you call Puthoff Insurance, you will speak with an agent.

Commercial Insurance Solutions

At Puthoff Insurance Agency, we can create customized insurance solutions to help you guarantee the complete protection of your business. From workers' compensation coverage to general liability, we have the products that will help enhance your business while protecting its vital assets. We also specialize in Contractor’s Insurance and Agri-Business Insurance.

Personal Insurance Solutions

Puthoff Insurance offers a multitude of personal insurance options for individuals and families. Our personal coverages include; home, auto, classic auto, motorcycles, boats, recreational vehicles, personal umbrella, and farm insurance. We also provide financial planning products, which include annuities, life insurance, disability and health insurance.

Exceptional Expertise

We represent multiple insurance companies, which gives us the flexibility to offer you affordable prices and individualized options. Additionally, our exceptional staff has the skill and know-how to recommend the personal or commercial insurance that may be best for you. Puthoff Insurance Agency has three convenient locations throughout South Dakota. Give us a call today to get a quote from an agency you can rely on.


Watertown Branch

1608 9th Ave SW

Watertown, SD 57201

Phone: (605) 886-9319 

Fax: (605) 886-9356

Hartford Branch

101 E 2nd St.

Hartford, SD 57033

Phone: (605) 528-6816

Fax: (605) 528-3323

DBA Insurance Store

211 South Main

Howard, SD 57349

Phone: (605) 772-4448

Fax: (605) 772-5785



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